Cheap top-up, in seconds, every time.
NaijaTopup exists for one reason: Nigerians shouldn't pay more than they should for data, airtime, cable TV, electricity, exam pins or social-media growth.
One wallet, every bill.
We take the wholesale rate from our upstream provider, add a thin margin to keep the lights on, and pass everything else back to you as savings. The result: the cheapest legitimate VTU prices in Nigeria, delivered in seconds.
Mobile data
MTN, Glo, Airtel, 9mobile — every SME, Gifting, Awoof and Corporate plan.
Airtime
Instant top-up to any of the four networks, ₦50 to ₦50,000.
Cable TV
DSTV, GOTV, Startimes — pay any bouquet for any smartcard.
Electricity
Postpaid bills and prepaid tokens for 9 of 11 discos in the country.
Exam pins
WAEC, NECO, NABTEB, UTME (JAMB) and Direct Entry — instant pin delivery.
Social Boost
Real Instagram, TikTok, YouTube, X (Twitter) growth, paid in naira.
No middlemen. No hidden fees.
Direct upstream
We integrate straight with the source — no resold price-on-price. The wholesale rate is the rate you pay, plus a fixed margin so we can keep operating.
Thin margin by design
We earn just enough to fund 24/7 support, infrastructure and instant refunds. Every margin saving we find — better SSL, better routing, fewer people in the chain — flows back to your buy price.
Auto-refund on failure
If a transaction fails for any reason, your wallet is refunded automatically — usually within 60 seconds. We never sit on your money.
Three rules we don't break.
1. Your money is yours.
We never silently keep funds. Failed transactions auto-refund. Wallet balances don't expire. You can withdraw any unused balance at any time.
2. The price you see is the price you pay.
No surprise fees, no service charges added at checkout, no FX surprises. The number you see in the buy form is the number that comes out of your wallet.
3. Real humans, fast replies.
Support runs 24/7 on WhatsApp, email and phone. We aim to acknowledge every ticket inside 5 minutes during business hours, and resolve most refund-related tickets in under an hour.
Try us with one top-up.
Sign up in 30 seconds, fund your wallet, and place your first order. If we're not cheaper than what you're using today, tell us — we'll match the difference and buy you lunch.